Money Matters

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The currency
The Croatian currency is the Kuna (local abbreviation kn, international abbreviation HRK), which is divided into 100 lipas (lp). When visiting Croatia, you can exchange most currencies and most credit cards are accepted. Notes consist of 500, 200, 100, 50, 20, 10 and 5 kuna. Each bears a likeness to a Croatian hero.
Each kuna is divided into 100 lipa. There are silver coloured 50 and 20 lipa coins and bronze 10 lipa coins. The value of the kuna is tied to the value of the euro. It is quite common for accommodation to be priced in euros however you will pay in kuna.

Who`s featured on the banknotes ?
5 kn - Ban (Viceroy) Petar Zrinski and Knez (Duke) Fran Krsto Frankopan - Croatian noblemen of the 17th Century; landmark: Varazdin Fortress;
10 kn - Juraj Dobrila - noted Croatian bishop who promoted Croatian cultural rights and advanced the Croatian language; landmark: Amphitheater in Pula.
20 kn - Ban (Viceroy) Josip Jelacic - military hero of revolution in 1848; landmark: Eltz Castle in Vukovar, and Vucedol Dove.
50 kn - Ivan Gundulic - greatest Croatian poet of the 17th Century; landmark: City of Dubrovnik.
100 kn - Ivan Mazuranic - first non-aristocrat to be named Ban (Viceroy); landmark: Church of St. Vitus in Rijeka.
200 kn - Stjepan Radic - political leader and founder of Croatian Peasant's Party, assassinated in the Belgrade Parliament in 1928; landmark: Town Command in Osijek.
500 kn - Marko Marulic - greatest Croatian poet of the 15th and 16th centuries; landmark: Diocletian Palace in Split and figure of Croatian King.
1,000 kn - Ante Starcevic - political leader, ideologist and founder of the Croatian Party of the Right; landmark: monument to King Tomislav and Zagreb Cathedral.

Exchanging money
There are numerous places to exchange foreign currency and most offer similar rates. The Post Office will also exchange currencies. Most places will make a charge of 1% to 1.5%. Kuna can be exchanged for another currency only at a bank and only on production of a receipt showing a prior transaction. Hungarian currency is difficult to exchange in Croatia.

Credit cards
Most major credit cards are accepted at ATMs all over the country and within banks. Remember to have your four digit PIN number handy.

Tipping
Service charges are already included in your restaurant bill however; if you feel you have received excellent service then feel free to leave a tip. Don’t leave the money on the table; put it in the hand of the waiter. Tour guides on excursions expect to be tipped and a tip of 15-20KN would be quite acceptable. Shop prices are fixed so there is no chance of bargaining however in street markets it is quite acceptable to barter.

   

ATM´s and Banks
ATMs are readily available in all resorts, towns and cities in Croatia, in banks, supermarkets and many other establishments. Most machines offer a choice of languages. UK Pounds, US Dollars and Euros are easily exchangeable in Croatia, although other currencies can be changed too. Hotel exchange rates are probably quite poor, so you'll probably be better off changing your money in a bank or in one of numerous Bureaux de Change dotted around towns. Below is a table of bank head offices.

Croatian National Bank
www.hnb.hr
WEBMaster@hnb.hr
Trg hrvatskih velikana 3
Zagreb 10002

Phone +385 1 4564 555
Fax +385 1 45 50 726
Swift NBHRHR2X
Zagrebacka Banka
www.zaba.hr/
zaba@zaba.hr
Trg Bana Jelacica 10
Zagreb 10002

Phone +385 4808 222
Fax +385 4813 952

Slavonska banka d.d.
www.slavonska-banka.tel.hr
sbo@slavonska-banka.tel.hr
Kapucinska 29
Osijek 31000

Phone +385 31 131 131
Fax +385 31 127 125
Swift SLBOHR2X

Medjimurska banka
www.open.hr/com/mb/index.htm rsinisa@open.hr
Valenta Morandinija 37,
Cakovec,
Medimurje,

Phone (385) 40 / 81 05
Fax (385) 40 / 815 - 065
Swift 23251, MBCKHR 2X
Dalmatinska Banka dd
www.dbz.hr
dbz@dbz.hr
Trg Sv. Stosije 3
Zadar 23000

Phone ++385 23 311 311
Fax ++ 385 23 433 566
Swift dbzdrh2x
Hrvatska Gospodarska Banka
URL: http://www.hgb.hr/
Email sanja@hgb.hr
Street Metalceva 5
City Zagreb 10000

Phone +385 (1) 351-888
Fax +385 (1) 351-849
Swift HGBKHR2XA
Varazdinska Banka
www.banka.hr/
info@banka.hr
Kapucinski trg 5, p. p. 150
Hrvatska 42000
Varazdin

Phone 042/ 400 000
Fax 042/ 400 742
Swift VBDD HR 2X
Nedostaje Vam Trgovaèka banka
Varšavska 3-5,
Zagreb 10 000

Phone (385 1) 4561-999
Fax (385 1)4561-900
Raiffeisenbank Austria d.d
www.rba.hr/
lovorka.penavic@rba-zagreb.raiffeisen.at
Petrinjska 59
Zagreb 10000

Phone (+385-1) 456 6466
Fax (+385-1) 481 1624  


 
   
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